Topic: Bridging Gaps in Capital: SBA 7(a) as a Strategic Tool for Your Clients

Speaker:  Gabriel Gasca, SBA Commercial Loan Officer, Midwest Regional Bank
 

Presentation Outline:

1. About GG/MWRB

2. Help Clients Access Capital - Sources of Capital

3. SBA Loans - 7(a) and 504
a. History
b. SBA Customer Examples
c. Uses
d. Requirements

4. Loan Readiness - 5 C’s of Credit
a. Cash Flow
b. Collateral
c. Credit/Character
d. Conditions
e. Capital Injections

5. 3 Examples
a. Advanced MFC Company
b. Dentist
c. Gym Franchise

6. How the SBA 7 (a) Loan Can Help Your Business
a. Accountant Example

7. National Resources

Speaker's Bio:

Gabriel Gasca is an SBA Commercial Loan Officer with Midwest Regional Bank, where he specializes in helping start-ups and established businesses access growth capital through the SBA 7(a) loan program. His expertise includes financing for commercial real estate acquisitions, business expansion, equipment, inventory, franchises, and working capital.

With more than 25 years of entrepreneurial experience and 5+ years in SBA and commercial lending, Gabriel brings a practical, real-world perspective to business financing. Having built and operated businesses himself, he understands the challenges business owners face and is known for his relationship-first approach and disciplined credit mindset that has helped numerous small and medium-sized businesses secure the capital needed to grow, scale, and succeed.

Gabriel holds a Bachelor’s degree in Communication from the University of California, Santa Barbara, and is recognized for his personalized approach, integrity, and commitment to long-term client success. He is passionate about financial education and regularly teaches the 5 C’s of Credit to help business owners become more bankable and better prepared for sustainable growth.

Outside of work, Gabriel enjoys baseball, wine and BBQing for family and friends.